
Which counties are on shaky ground, where the earth could shift beneath residents’ feet at any moment?
With the threat of seismic activity always looming, Home Gnome ranked 2025’s Most Earthquake-Vulnerable Counties.
We compared 206 of the biggest U.S. counties with high earthquake risk based on three categories. We looked at earthquake risk, the median age of homes, and the number of dams, among 9 total metrics.
Dive into our ranking below. To learn how we ranked the counties, see our methodology.
In This Article
- Quick Stats
- The Leaderboard
- The Most Earthquake-Vulnerable Counties
- The Least Earthquake-Vulnerable Counties
- Professional Take
- Behind the Ranking
- Seismic Shield: Earthquake Safety and Home Protection
Quick Stats
- High Populations, Higher Risks: High population density compounds earthquake risk, with 7 of the densest U.S. counties landing in the top half of the ranking. San Francisco County (No. 1), Kings County, New York (No. 23), or the biggest NYC borough, Cook County, Illinois (No. 70), home of Chicago, and Orange County, California (No. 12), home of Anaheim, Santa Ana, and Irvine, stand out, where dense infrastructures and seismic activity create a recipe for disaster.
- Damming Consequences: Oklahoma County (No. 8), is swimming in seismic risk, with a staggering number of dams, just over 5,000 — nearly 6 times more than the next in line, Utah County (No. 85). With 93% of Oklahomans living within 20 miles of a flood control dam, these structures play a crucial role in managing record rainfall and reducing flood damage.
The Leaderboard
See how each county fared in our ranking:
The Most Earthquake-Vulnerable Counties
- Golden State Shake-Up: California dominates with 35 of its 48 included counties landing in the top half of the ranking. Among the most at risk are major population centers like San Francisco County (No. 1) and Los Angeles County (No. 2), alongside high-risk coastal and inland areas such as Alameda County (No. 5) and San Bernardino County (No. 9). With fault lines crisscrossing the state, the risk of a major quake is never far beneath the surface.
- Fault Line Fears: Several counties in the top half sit on major fault lines, raising the stakes for earthquake risk. King County, Washington (No. 24), straddles the Seattle Fault, while Washoe County, Nevada (No. 30), home of Reno, lies along the active faults of the Basin and Range Province. Shelby County, Tennessee (No. 4), home to Memphis, stands out as the highest-ranked non-Western county, thanks to its location near the infamous New Madrid Seismic Zone.
The Least Earthquake-Vulnerable Counties
- Not off the Hook: While these counties fell to the bottom of the ranking, they’re far from quake-free. Grant County, Washington (No. 195) and Bonneville County, Idaho (No. 197). have relatively low population densities but sit in regions with active fault lines. Lincoln County, Wyoming (No. 198), may seem isolated, but it’s near the Yellowstone Hotspot, an area of underground seismic activity.
- Shaky Finish: Mecklenburg County, North Carolina (No. 202) and Cobb County, Georgia (No. 199), may not be known for major quakes, but they sit atop fault lines capable of producing seismic surprises. On the other hand, Fairbanks North Star Borough, Alaska (No. 170). ranks lower, but Alaska remains one of the most seismically active states in the country, with quakes regularly shaking the region.
Professional Take
Earthquakes shake up communities across the U.S., causing billions in damages and untold emotional distress. But how can people better prepare for and recover from seismic events?
We turned to a panel of experts to debunk common misconceptions, identify key safety measures, and explore the best resources for disaster relief. Read their insights below.
- What are 3 misconceptions about earthquakes?
- What is the safest course of action to take when an earthquake hits?
- Who is most at risk for financial and emotional distress from earthquakes?
- What are the 3 best resources for disaster relief?
- What are the 3 best ways to help those impacted by an earthquake?


Behind the Ranking
First, we determined the factors (metrics) that are most relevant to rank the Most Earthquake-Vulnerable Counties. We then assigned a weight to each factor based on its importance and grouped those factors into 3 categories:
- Earthquake & Infrastructure Risk
- Financial & Emergency Preparedness
- Demographic Vulnerability
The categories, factors, and their weights are listed in the table below.
For each of the 206 biggest U.S. counties with high to very high earthquake risk, according to the Federal Emergency Management Agency (FEMA), we then gathered data on each factor from the sources listed below the table.
Finally, we calculated scores (out of 100 points) for each county to determine its rank in each factor, each category, and overall. A county’s Overall Score is the average of its scores across all factors and categories. The highest Overall Score ranked “Most Vulnerable” (No. 1) and the lowest “Least Vulnerable” (No. 206).
Note:
- The “Least Vulnerable” among individual factors may not be No. 206 due to ties.
- Several cities are located within counties bearing the same name but are not part of the county and operate independently. For example, St. Louis City, Missouri, is not considered part of St. Louis County. Those cities are included among counties by the U.S. Census Bureau for data purposes and therefore were also included in our sample.
Sources: FEMA, United States Census Bureau, National Inventory of Dams, National Guard
Seismic Shield: Earthquake Safety and Home Protection
Earthquakes strike without warning, causing widespread destruction and financial hardship. Factors like fault lines, soil composition, and structural integrity play a role in determining risk levels.
Living through the 2018 Kilauea volcano eruption was an unforgettable experience. I was nearly 90 miles away on the opposite side of the Island of Hawaiʻi, but I could still feel the relentless shaking as thousands of earthquakes rippled across the island.
Some were quick jolts, others slow, rolling tremors that made the ground feel unsteady. It was surreal to know that while I was just feeling the aftershocks, entire neighborhoods in Puna were reshaped by lava, with homes buried and new land forming right before our eyes.
Even now, in 2025, the impact lingers, with many of the swallowed roads only now being restored. It became a reminder of the power of Hawai’i’s landscape, knowing that I lived 1,200 feet up on Hualālai, the third-youngest and third-most historically active volcano on the Big Island, which thankfully has remained quiet in recent history.
Proactive planning, smart home upgrades, and emergency readiness can help minimize damage and improve safety. Follow these key steps to protect your home and loved ones from seismic shocks.
- Know Your Fault Lines: Research local seismic activity and fault zones to assess your earthquake risk.
- Stay Alert: Sign up for earthquake early warning alerts and create a clear emergency plan for your household.
- Secure Your Space: Anchor heavy furniture, appliances, and valuables to prevent them from toppling during a quake.
- Strengthen Your Home: Reinforce your foundation. Retrofit older structures, and consider seismic bracing for vulnerable areas.
- Check Your Coverage: Many homeowners' insurance policies do not include earthquake damage. Consider adding separate coverage.
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Media Resources
Quotes From Home Gnome Editor-in-Chief, Jeff Herman
- Hawai’i County (No. 41) ranks as the state’s most earthquake-vulnerable county, while Honolulu (No. 115) and Maui (No. 145) face lower but still significant seismic risks. The reason for the higher earthquake risk? Volcanoes. The main Hawaiian Islands are home to 15 volcanoes, 5 of which remain active.
- Lives (older and younger) are at risk, as earthquakes pose a greater threat to vulnerable populations. Oregon’s Coos County (No. 3) and Lincoln County (No. 33), have some of the highest shares of older adults living alone, while Yakima County, Washington (No. 36) and Imperial County, California (No. 29), have large populations of young children.
- Earthquakes shake the ground and finances. Oklahoma County (No. 8) and Dunklin County, Missouri (No. 45), rank among the highest for uninsured residents, leaving many households financially vulnerable to quake damage.
- Older homes are more susceptible to structural damage during earthquakes. My hometown, St. Louis City, Missouri (No. 26) and Kings County, New York (No. 23), are among the places with the oldest housing stock, increasing the need for retrofitting and seismic reinforcement.
Main Photo Credit: jat306 | Adobe Stock | License